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-Brief Description of Coverages-
To purchase, simply include the insurance premium with your deposit.
Coverages:
Trip Cancellation & Interruption
(Maximum Limit $30,000 per Booking) Rental Cost
Travel Delay ($100 maximum per day) $400
Baggage Delay ($100 maximum per day) $400
Medical Expense $10,000
Emergency Medical Transportation $20,000
Travel Guard® Assistance Included
Premium
7% of Rental Cost
DESCRIPTION
Rental Cost Trip Cancellation & Interruption
Trip Cancellation and Interruption pays for forfeited, non-refundable,
unused payments or deposits if due to:
•Unforseen sickness, injury or death of the insured, a Traveling Companion or Family Member. (certain exclusions apply)
•Weather conditions causing delay or cancellation of travel.
•Your home being made uninhabitable by fire, flood, vandalism, burglary or natural disaster, including the rental property.
•Your being subpoenaed, required to serve on jury duty, hijacked or quarantined.
•Being involved in or delayed due to a traffic accident en route to departure.
•Hurricane evacuation deemed necessary by the property management company.
Reasons not covered:
•Carrier caused delays such as mechanical difficulties (covered under Travel Delay).
•Travel arrangements cancelled by the tour operator, airline, or cruise line.
•Change in plans (“I just don’t want to go.”).
•Normal pregnancy or childbirth.
•Financial circumstances (“I can’t afford to go.”).
•Business or contractual obligations (“My boss changed my vacation.”).
•Any government regulation or prohibition, war, civil disorder, nuclear reaction or contamination.
$400 Travel Delay
Reimburses up to $100 a day for additional accommodations and
traveling expenses if delayed for 12 hours due to:
•Carrier delay such as mechanical difficulties or weather.
•Lost passport, money, or travel documents.
•Natural disaster.
•Injury or sickness of the insured or Traveling Companion.
$400 Baggage Delay ($100 maximum per day)
•Reimburses for the purchase of essential items if bags are delayed
for more than 24 hours.
$10,000 Medical Expense
•No daily limits or deductibles.
•Pays for doctor, hospital, ambulance services, and prosthetic devices. Initial treatment must be received during trip. We will pay for covered expenses for up to one year from date of injury/sickness.
•Pays for emergency dental expenses during the trip.
$20,000 Emergency Medical Transportation
•Evacuation to nearest adequate medical facility.
•Up to $5,000 for medical escort.
•Transportation of remains upon death.
Travel Guard® Assistance (This is a service benefit)
•Advancement of funds to cover on-site medical expenses.
•Telephone interpretation services in major languages.
•Replacement of lost passport and other incidentals as may be required.
•Assistance to locate local physicians, dentists, or medical facilities.
•Professionals will monitor the insured’s condition and contact their personal physician.
•Evacuation to a hospital, treatment facility or back home.
•24-hour emergency hotline.
Pre-Existing Medical Condition Exclusion
Applicable to All Coverages
We will not pay for loss or expense incurred as the result of injury or Sickness of an Insured or Family Member which manifests itself during the 60 days immediately preceding and including the Effective Date, unless the condition is controlled through the taking of prescription drugs or medication and remains controlled throughout the 60 day period. A sickness has manifested itself when: (a) medical care or treatment has been given; (b) there exist symptoms which would cause a reasonably prudent person to seek diagnosis, care, or treatment.
Termination Date: All coverage ends on the earlier of: (a) the date the trip is completed; (b) the scheduled trip completion date; (c) the Insured’s arrival at the return destination on a round trip, or the destination on a one-way trip; or (d) cancellation of the trip covered by the policy. The Effective Date is the date the premium is paid.
*Must be purchased by final trip payment date.
For specific questions regarding the Trip Insurance USA/Property Plus Program, please call Insure America® . Our representatives are available 24 hours a day, 7 days a week.
CALL TOLL-FREE:
1-866-221-8080
Refer to product number 007676-P1
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